CKYC
RBI Circular- Amendment to the Master Direction (MD) on KYC
Please refer to the Master Direction (MD) on KYC dated February 25, 2016, as amended from time to time, in terms of which Regulated Entities (REs) have to undertake Customer Due Diligence (CDD), as per the process laid out therein, for their customers ...
Periodic Updation of CKYC Details of Customers
The Reserve Bank has, from time to time, taken measures to rationalise the KYC related instructions taking into account the available technological options for enhancing customers' convenience within the framework prescribed under the Prevention of Money Laundering Act, 2002 (PMLA) and rules framed thereunder ...
Master Guidelines on Anti-Money Laundering/ Counter Financing of Terrorism (AML/CFT), 2022
IRDAI had issued Master Guidelines on AML/CFT for General insurers and Life insurers in 2013 and 2015 respectively. Subsequently, multiple circulars had been issued on the subject ...
Upload of KYC records of Self-Help Groups (SHGs) and Joint Liability Groups (JLGs) to CKYCRR
CKYC Communique exempts the reporting entities from uploading Self Help Groups (SHGs) and Joint Liability Groups (JLGs) related KYC records to CKYCR ...
Exemption from PML Rules for FPI related upload to CKYCRR
CKYC Communique exempts the reporting entities from uploading Foreign Portfolio Investor's related KYC records to CKYCR ...
KYC Identifier Intimation / Notification
CKYC Communique necessitates all the reporting entities to issue a KYC Identifier to each client in a written format and specifies a format to be followed for the same ...
Annexure for CKYC Legal Entity
CKYC Application Form ...
SEBI – Circular
SEBI - Circular ...
Master Direction – Know Your Customer (KYC) Direction by RBI.
The Master Direction mandates all the Regulated Entities (RE's) to follow customer identification procedures while undertaking a transaction either by establishing an account-based relationship or otherwise and monitoring their transactions ...
IRDAI circular
The IRDAI circular necessitates all Life and General Insurers (Including Standalone Health Insurers) to submit KYC information for legal entities records onboarded on or after 01st April 2021 & incremental upload of data at the time of periodic review ...
Master Direction – Know Your Customer (KYC) Direction, 2016 (Updated as on Dec 18, 2020)
This amendment necessitates upload of KYC information for Legal entities records onboarded on or after 01st April 2021 & Explicit consent for Fetch by RBI along with other key obligations ...
CERSAI Communiques
CKYC Communiques to the Reporting entities covering all the enhancements and template changes since inception ...
Master Direction – Know Your Customer (KYC) Direction, 2016 (Updated as on April 20, 2020)
All Regulated Entities are required to follow Customer identification procedures while undertaking a transaction either by establishing an account-based relationship or otherwise and monitor the transactions of these relationships ...
Know Your Customer(KYC) Directions, 2016
All individual customer onboarded into Financial Institution falling under the NABARD regulatory body, needs to report electronic copy the customer to CKYCR, by the RBI Master directions (KYC-2016) ...
Gazette Notification authorising REs to upload electronic copy of KYC data of their clients within 10 days
Notification authorises every reporting entity to upload within ten days after the commencement of an account-based relationship with a client, file the electronic copy of the client's KYC records with the Central KYC Records Registry. This was three days earlier ...
Uploading of existing clients’ KYC details
Circular details out the dates for CKYC compliance (for the new accounts opened after Aug 1, 2016) required for entities registered under SEBI. For the Mutual fund entities, all the existing customer to be uploaded to CKYCR in tranches of 30% by November 30, 2016, another 30% by January 31, 2017 and the rest 40% data by March 31, 2017 ...
Operationalisation of CKYC & Uploading of existing clients’ KYC details
The circular makes the RBI Master Directions on PMLA applicable to RRBs ...
Operationalisation of CKYC
SEBI Circular requiring SEBI Registered Intermediaries to upload the KYC data to the CKYCR, in respect of all individual accounts opened on or after August 1, 2016, ...
Operationalisation of Central KYC Records Registry (CKYCR)
The circular necessitates upload of KYC information for the insurance sector. Life Insurers should upload KYC records only in respect of individual policyholders where policies are completed on or after 15th July, 2016 ...
Gazette Notification authorising CERSAI to act and perform the functions of CKYCR
Notification issued by the MOF authorising CERSAI, to act as and perform the functions of the Central KYC Records Registry including receiving, storing, safeguarding and retrieving the KYC records in digital form of a client ...
Gazette Notification authorising REs to retrieve the KYC records online from the Central KYC Records Registry by using the KYC Identifier
Notification authorising the REs to retrieve the KYC records online from the Central KYC Records Registry by using the KYC Identifier without requiring a client to submit the same KYC records or information or any other additional identification documents or details ...
FATCA CRS
What is Fatca and how it’s used in Banks
All NRIs must adhere to global tax compliance systems for their offshore accounts. One of the most important sets of rules is outlined within the Foreign Account Tax Compliance Act or FATCA for NRIs living in the USA. Any NRI ...
FATCA CRS Communiques
This link can be refered to identify the latest/upcoming circulars or notfications ...
Due diligence and reporting requirements of FATCA CRS
Due deligence and reporting requirements and other notifcations regarding FATCA CRS by SEBI ...
Income Tax guidance note 4
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements ...
Income Tax guidance note 3
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements ...
Income Tax guidance note 2
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements ...
Reporting Requirement notification by IRDAI
Important Notifications regarding FATCA CRS reporting purpose by IRDAI ...
Reporting requirement and the consequences defined by SEBI
Reporting requirement, other Consequences and notifcations regarding FATCA CRS by SEBI ...
Income Tax guidance note 1
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements ...
Reporting requirement notification by RBI
Important Notifications regarding FATCA CRS regulatory reporting purpose by RBI ...
Inter-government agreement of FATCA CRS circular
Inter-governmental agreement circular by SEBI ...
Information Utility
NESL IU communique
All reporting entities under the Insolvency and Bankruptcy Board of India (IBBI), submitting Information utility compliance to NESL need to now migrate from form C V2.3 to form C V2.5 by 30th November 2021 ...
NeSL Communique
NESL is the first company who got licensed for information utility for latest communication of the regulatory Bodies refer this link ...
Insolvency regulation process & important guidelines to follow
Important regulations regarding IU & Insolvency regulation process by IBBI ...
Information utility regulations 4
Regulations provided by IBBI regarding the importance of submitting customer information to IU and how it will be useful during insolvency explained in various chapters.Ref No.IBBI/2016-17/GN/REG009 - 2019 ...
Information utility regulations 3
Regulations provided by IBBI regarding the importance of submitting customer information to IU and how it will be useful during insolvency explained in various chapters.Ref No.IBBI/2016-17/GN/REG009 - 2018 ...
Information utility regulations 2
Regulations provided by IBBI regarding the importance of submitting customer information to IU Ref No.IBBI/2016-17/GN/REG009 - 2018 ...
Notification regarding Information Utility by RBI
Important Notification regarding IU by RBI ...
Information utility regulations 1
Regulations provided by IBBI regarding the importance of submitting customer information to IU Ref No.IBBI/2016-17/GN/REG009 - 2017 ...
IFSCA
Modifications under IFSCA Guidelines, 2022 for specifying additional AML/CFT/KYC measures & clarifications
Modifications under IFSCA Guidelines, 2022 for specifying additional AML/CFT/KYC measures & clarifications ...
Guidance to the IFSCA (AML,CFT & Know Your Customer) Guidelines, 2022
Guidance to the IFSCA (AML,CFT & Know Your Customer) Guidelines, 2022 ...
Additional AML measures under the IFSCA (AML, CFT & KYC) Guidelines, 2022
Additional AML measures under the IFSCA (AML, CFT & KYC) Guidelines, 2022 ...
Guidance to the IFSC Authority (AML, CFT & KYC) Guidelines, 2022
Guidance to the IFSC Authority (AML, CFT & KYC) Guidelines, 2022 ...
Modifications under IFSCA (AMl,CFT & KYC) Guidelines, 2022
Modifications under IFSCA (AMl,CFT & KYC) Guidelines, 2022 ...
Aadhaar Image Masking
What is a Masked Aadhaar and why do you need it?
In an era where personal data security & data privacy are paramount, the Unique Identification Authority of India (UIDAI) brought forth the concept of "Masked Aadhaar." This innovative feature offers a powerful way to enhance privacy and security for Aadhaar ...
Regulation on Aadhaar Image Masking
Regulation on Adhaar Masking dated 24 April 2020: Clarification on Know Your Client (KYC) Process andUse of Technology for KYC: Ref: SEBI/HO/MIRSD/DOP/CIR/P/202 ...
Regulation on Aadhaar Image Masking
Regulation on Aadhaar Masking: Master Direction – Know Your Customer (KYC) Direction, 2016 (Updated 29 May 2019): RBI Aadhaar masking mandatory guidelines ...
Notification regarding masking of Aadhaar number mandatory
This link gives you a detailed explanation by RBI to redact the aadhaar number before storing into system ...
Regulation on Aadhaar Image Masking
Regulation on Aadhaar Masking dated 29 January 2019: Allowing of Aadhaar Card as one of the acceptable documents for KYC- under certain conditions: Ref: IRDAI/SDD/Cl R/MISC/020/01/2019 ...
Regulation on Aadhaar Image Masking
Regulation on Aadhaar Masking dated 23 October 2018: Ordinance Aadhaar Amendment: F.No.13012/171/2018/Legal/UIDAI/114 ...
Employee Trade Tracking
FAQs – Structured Digital Database – Annexure B
SEBI (Prohibition of Insider Trading) Regulations, 2015 (hereinafter referred to as “PIT Regulations, 2015”) came into effect from May 15, 2015. Subsequently amendments were made to put in place a framework for prohibition of insider trading in securities and to ...
Prohibition of Insider Trading (Amendment) Regulations , 2022
No. SEBI/LAD-NRO/GN/2022/108.—In exercise of the powers conferred by section 30 read with clause (g) of sub-section (2) of section 11 and clauses (d) and (e) of section 12A of the Securities and Exchange Board of India Act, 1992 (15 of ...
Automation of continual disclosures of PIT regulations
SEBI circular dated 9th September, 2020 for automation of continual disclosures of PIT regulations - System driven disclosures. The system driven disclosures for member(s) of promoter group and designates employee(s) in addition to promoter(s) and director(s) of the company under ...
PIT guidelines
Amendments to Prevention of Insider Trading guidelines dated 17th July, 2020 for structured digital database require directors or heads of organization to maintain UPSI digital database such that this function is not outsourced & maintained internally. Also, the structured digital ...
ICSI guidance note on PIT regulations
ICSI guidance note on PIT regulations for UPSI digital database implementation by listed entities, intermediaries and broking houses ...
Prohibition of Insider Trading (PIT) regulations by SEBI
Prohibition of Insider Trading (PIT) (Third Amendment) Regulations, 2019 dated 17 Sep 2019. The PIT guidelines require listed entities, intermediaries and brokers to have an internal code of ethics policy detailing trading restrictions basis employee classification ...
Research Analyst Compliance
Research analyst compliance regulations by SEBI
Research analyst regulations issued by SEBI dated 01 Sep 2014. The RAC guidelines require research entities to ensure RA trades are in compliance with trading restrictions for publishing reasearch reports ...
Anti Money Laundering
Advisory for CS – WMD Act, 2005 Sec-12A
ADVISORY FOR IMPLEMENTATION OF SECTION 12A OF THE WEAPONS OF MASS DESTRUCTION AND THEIR DELIVERY SYSTEMS (PROHIBITION OF UNLAWFUL ACTIVITIES) ACT, 2005 ...
Why AML is so crucial in India?
Money laundering as well as terrorist financing are the driving forces behind transnational crimes. As a result of high-value fines and enforcement actions, authorities worldwide have significantly raised their focus on Anti-Money Laundering (AML) compliance in recent years and this ...
MoF (DoR) Order- Procedure for implementation of Sec-12 A of “The WMD & their delivery systems” – w.r.t CA/CS
Procedure for implementation of Section 12A of "The Weapons of Mass Destruction and their Delivery Systems (Prohibition of Unlawful Activities) Act, 2005" ...
Registration of TCSP with FIU-IND in Finnet 2.0 portal as RE
Registration of Trust and Company Service Provider (TCSP) with FIU-IND in FINNET 2.0 portal as Reporting Entity - reg. ...
MoF (DoR) Notification in the Gazette of India dated 9th May 2023 S.O. 2135(E) – w.r.t CA/CS
का.आ. 2135(अ).—कें द्रीय सरकार, धनिोधन जनिारण अजधजनयम, 2002 (2003 का 15) की धारा 2 की उपधारा (1) के खंड (धक) के उपखंड (vi) द्वारा प्रित् त िजत तयक का प्रयोग करते एए, यथाजस्ट्थजत, दकसी अन्य व्यजि की ओर से या ...
PMLA FAQs issued by ICAI
Frequently Asked Questions (FAQs) on Notification dated 3rd May, 2023 under the Prevention of Money Laundering Act, 2002 ...
CA/CS/CWA now Reporting Entities of PMLA
केंद्रीय सरकार, धन-िोधन जनिारण अजधजनयम, 2002 (2003 का 15) की धारा 2 की उपधारा (1) के खंड (धक) के उपखंड (iv) द्वारा प्रदत् त िजत तयक का प्रयोग करते एए, अपने व्यिसाय के अनुक्रम में दकसी सुसंगत व् यजत त ...
RBI Circular- Amendment to the Master Direction (MD) on KYC
Please refer to the Master Direction (MD) on KYC dated February 25, 2016, as amended from time to time, in terms of which Regulated Entities (REs) have to undertake Customer Due Diligence (CDD), as per the process laid out therein, ...
RBI Circular- Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da’esh and Al-Qaida Sanctions List
Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Addition of two entries ...
SEBI Circular – Procedure of implementation of Section 12A of the Weapons of Mass Destruction and their Delivery Systems-Directions for Stock Exchanges & Registered Entities
The Government of India, Ministry of Finance has issued an order dated January 30, 2023 vide F. No. P- 2011/14/2022-ES Cell-DOR (“the Order”) detailing the procedure for implementation of Section 12A of the Weapons of Mass Destruction and their Delivery ...
IRDA Circular- WMD ACT and Appointment of Nodal Officers for the same, Change of Nodal Officers for Implementation of section 51A of Unlawful Activities Act 1967
Procedure for Implementation of Section 12A of ‘The Weapons of Mass Destruction and their Delivery Systems (Prohibition of Unlawful Activities) Act, 2005(WMD Act) ii) Appointment of nodal officer for Implementation of Section 12A of WMD Act iii) Change of nodal ...
Ministry of Finance – Procedure of implementation of Section 12A of The Weapons of Mass Destruction and their Delivery Systems
Procedure of implementation of Section 12A of "The Weapons of Mass Destruction and their Delivery Systems" ...
AML & CFT guidelines for dealers in precious metals and precious stones, 2023
AML & CFT guidelines for dealers in precious metals and precious stones, 2023 ...
Master Guidelines on AML/CFT 2022 – extension of time for Implementation
This has reference to Master Guidelines on Anti-Money Laundering/ Counter Financing of Terrorism (AML/CFT), 2022 issued vide ref. IRDAI/IID/GDL/MISC/ 160/8/2022 dated 1st August 2022. 2. As per the para 2.3 of the Guidelines, the Guidelines would come into force from ...
Master Guidelines on Anti-Money Laundering/ Counter Financing of Terrorism (AML/CFT), 2022
IRDAI had issued Master Guidelines on AML/CFT for General insurers and Life insurers in 2013 and 2015 respectively. Subsequently, multiple circulars had been issued on the subject ...
Master circular on KYC/AML/CFT for NBFC
In this circular, the Know Your Customer (KYC) guidelines have been revisited in the context of the recommendations made by the Financial Action Task Force (FATF) on Anti Money Laundering (AML) standards and on Combating Financing of Terrorism (CFT) ...
Surveillance obligation of Depository participants – NSDL
NSDL published a circular on ‘ 'Surveillance Obligation of Depository participants' on 15th July 2021. Refer to the circular for detailed information ...
Surveillance obligation of Depository participants – CDSL
CDSL published a circular on ‘ 'Surveillance Obligation of Depository participants' on 15th July 2021. Refer to the circular for detailed information ...
Surveillance obligation of Trading members – BSE
The Bombay Stock Exchange published a circular on 'Surveillance Obligation of Trading members’ as of 01st July 2021' Refer to the circular for detailed information ...
Surveillance obligation of Trading members and Depository Participants.
The National Stock Exchange and Bombay Stock Exchange published a circular on 'Surveillance Obligation of Trading members in Depository participants as on 01st July 2021' Refer to the circular for detailed information ...
RBI Risk Assessment Circular
RBI Circular on AML Dated 20.04.2020 ...
Guidelines on AML standards- SEBI Master circular
The Directives as outlined in this circular provide guidance on the practical implications of the PMLA,2002.These Directives are intended for use primarily by intermediaries registered under Section 12 of the SEBI Act 1992 also,they shall be able to satisfy themselves ...
Master circular on KYC/AML/CFT of Banks and FI
In this circular, the Know Your Customer’ (KYC) guidelines have been revisited in the context of the recommendations made by the Financial Action Task Force (FATF) on Anti Money Laundering (AML) standards and on Combating Financing of Terrorism (CFT) ...
Guidelines on Anti-Money Laundering (AML)
Guidelines issued by IRDA for the Insurance industry inline with the Prevention of Money Laundering Act (2005) ...
Prevention of Money Laundering Act 2002
Prevention of Money Laundering Act 2002 ...
Events
Artificial intelligence
TrackWizz on cloud with Artificial Intelligence for Aadhaar image masking. We are glad to inform you that we have achieved a milestone by roll out our first offering on cloud with Artificial intelligence. The makes available restful API which will ...
Sagar Tanna, TSS Consultancy at Fintelekt AML 9th Annual Summit India 2019
At the Fintelekt AML 9th Annual Summit India 2019, Mr. Sagar Tanna speaks about Risk Rating and Periodical Reviews. He speaks about the importance of the customers' KYC being upto date. The scope of the session is a) Initial Risk ...
B2B Infomedia: Technical Presentation by Pinky Makwana Senior Manager, Trackwizz at 8th MiNE India
At the 8th MiNE India 2019 B2B exhibition and conference held at Chennai, Miss Pinky Makwana speaks about CKYC, the obligations of NBFC & MFI under CKYC and role of TrackWizz in CKYC compliance ...
B2B Infomedia: 7th MiNE India: Technical Presentation by Sagar Tanna, Co- Founder, Trackwizz
At the 7th MiNE India 2019 B2B exhibition and conference held at New Delhi, Mr. Sagar Tanna speaks about: 1) Working of CKYC and its benefits to micro finance & NBFC institutions 2) Introduction to Information Utility (IU) and what ...
Sagar Tanna, TSS Consultancy at Fintelekt Anti-Money Laundering 8th Annual Summit India 2018
At the Fintelekt AML 8th Annual Summit India 2018, Mr. Sagar Tanna speaks about transition from Aadhar based e-KYC customer onboarding to use of CKYC for Re-KYC of customers. He speaks of the need to migrate from Aadhar based customer ...
Seminar on PMLA with FIU IND
During the PMLA seminar held at BSE, Mr Sagar Tanna speaks on two things: 1) Registering with FIU & 2) Key implementation learnings/experiences for AML in the last 7-8 years ...
Compliance under PMLA by Shri Sagar Tanna (TSS Consultancy Pvt Ltd.)
As a part of knowledge series by Brokers forum, Mr Sagar Tanna speaks about PMLA - Anti Money Laundering in addition to: 1) Obligations of stock brokers 2) Key items of implemention of good AML program 3) Objectives and specific ...
Seminar on The Prevention of Money Laundering Act, 2002 (PMLA)
A PMLA seminar at BSE where Mr Sagar Tanna speaks on the following: 1) Key problems in AML implementation 2) Types of alerts 3) Alert analysis and closure 4) Sample case studies ...
Awards and recognitions
Research and publications
