Knowledge hub

Knowledge hub gives you a bird’s-eye view of all
the regulatory requirements, circulars,
communique by the various regulators of the BFSI
sector with respect to each module offered by
TrackWizz. We also present to you the webinars,
videos, blogs, etc. on various upcoming topics
from our experts.

CKYC
CERSAI Communiques
CKYC Communiques to the Reporting entities covering all the enhancements and template changes since inception
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/ CERSAI Communiques, CKYC
Master Direction – Know Your Customer (KYC) Direction, 2016 (Updated as on April 20, 2020)
All Regulated Entities are required to follow Customer identification procedures while undertaking a transaction either by establishing an account-based relationship or otherwise and monitor the transactions of these relationships
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/ CKYC, RBI Circular
Know Your Customer(KYC) Directions, 2016
All individual customer onboarded into Financial Institution falling under the NABARD regulatory body, needs to report electronic copy the customer to CKYCR, by the RBI Master directions (KYC-2016)
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/ CKYC, Nabard Circular
Gazette Notification authorising REs to upload electronic copy of KYC data of their clients within 10 days
Notification authorises every reporting entity to upload within ten days after the commencement of an account-based relationship with a client, file the electronic copy of the client's KYC records with the Central KYC Records Registry. This was three days earlier
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/ CKYC, Gazette Notifications
Uploading of existing clients’ KYC details
Circular details out the dates for CKYC compliance (for the new accounts opened after Aug 1, 2016) required for entities registered under SEBI. For the Mutual fund entities, all the existing customer to be uploaded to CKYCR in tranches of 30% by November 30, 2016, another 30% by January 31, 2017 and the rest 40% data by March 31, 2017
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/ CKYC, SEBI Circular
Operationalisation of CKYC & Uploading of existing clients’ KYC details
The circular makes the RBI Master Directions on PMLA applicable to RRBs
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/ CKYC, NHB Circular
Operationalisation of CKYC
SEBI Circular requiring SEBI Registered Intermediaries to upload the KYC data to the CKYCR, in respect of all individual accounts opened on or after August 1, 2016,
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/ CKYC, SEBI Circular
Operationalisation of Central KYC Records Registry (CKYCR)
The circular necessitates upload of KYC information for the insurance sector. Life Insurers should upload KYC records only in respect of individual policyholders where policies are completed on or after 15th July, 2016
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/ CKYC, IRDAI Circular
Gazette Notification authorising CERSAI to act and perform the functions of CKYCR
Notification issued by the MOF authorising CERSAI, to act as and perform the functions of the Central KYC Records Registry including receiving, storing, safeguarding and retrieving the KYC records in digital form of a client
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/ CKYC, Gazette Notifications
Gazette Notification authorising REs to retrieve the KYC records online from the Central KYC Records Registry by using the KYC Identifier
Notification authorising the REs to retrieve the KYC records online from the Central KYC Records Registry by using the KYC Identifier without requiring a client to submit the same KYC records or information or any other additional identification documents or details
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/ CKYC, Gazette Notifications
FATCA CRS
FATCA CRS Communiques
This link can be refered to identify the latest/upcoming circulars or notfications
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Due diligence and reporting requirements of FATCA CRS
Due deligence and reporting requirements and other notifcations regarding FATCA CRS by SEBI
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Income Tax guidance note 4
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements
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Income Tax guidance note 3
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements
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Income Tax guidance note 2
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements
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Reporting Requirement notification by IRDAI
Important Notifications regarding FATCA CRS reporting purpose by IRDAI
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Reporting requirement and the consequences defined by SEBI
Reporting requirement, other Consequences and notifcations regarding FATCA CRS by SEBI
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Income Tax guidance note 1
The guidance note aims to explain FATCA and CRS reporting requirements in a simple manner in order to assist FI, Banks and other bodies in complying with the reporting regulatory requirements
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Reporting requirement notification by RBI
Important Notifications regarding FATCA CRS regulatory reporting purpose by RBI
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/ FATCA CRS, RBI
Information Utility
NeSL Communique
NESL is the first company who got licensed for information utility for latest communication of the regulatory Bodies refer this link
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Insolvency regulation process & important guidelines to follow
Important regulations regarding IU & Insolvency regulation process by IBBI
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Information utility regulations 4
Regulations provided by IBBI regarding the importance of submitting customer information to IU and how it will be useful during inslovency explained in various chapters.Ref No.IBBI/2016-17/GN/REG009 - 2019
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Information utility regulations 3
Regulations provided by IBBI regarding the importance of submitting customer information to IU and how it will be useful during inslovency explained in various chapters.Ref No.IBBI/2016-17/GN/REG009 - 2018
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Information utility regulations 2
Regulations provided by IBBI regarding the importance of submitting customer information to IU Ref No.IBBI/2016-17/GN/REG009 - 2018
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Notification regarding Information Utility by RBI
Important Notification regarding IU by RBI
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/ Information Utility, RBI
Information utility regulations 1
Regulations provided by IBBI regarding the importance of submitting customer information to IU Ref No.IBBI/2016-17/GN/REG009 - 2017
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Aadhaar Image Masking
Regulation on Aadhaar Image Masking
Regulation on Adhaar Masking dated 24 April 2020: Clarification on Know Your Client (KYC) Process andUse of Technology for KYC: Ref: SEBI/HO/MIRSD/DOP/CIR/P/202
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Regulation on Aadhaar Image Masking
Regulation on Aadhaar Masking: Master Direction – Know Your Customer (KYC) Direction, 2016 (Updated 29 May 2019): RBI Aadhaar masking mandatory guidelines
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/ Aadhar Image Masking, RBI
Notification regarding masking of Aadhaar number mandatory
This link gives you a detailed explanation by RBI to redact the aadhaar number before storing into system
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/ Aadhar Image Masking, RBI
Regulation on Aadhaar Image Masking
Regulation on Aadhaar Masking dated 29 January 2019: Allowing of Aadhaar Card as one of the acceptable documents for KYC- under certain conditions: Ref: IRDAI/SDD/Cl R/MISC/020/01/2019
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Regulation on Aadhaar Image Masking
Regulation on Aadhaar Masking dated 23 October 2018: Ordinance Aadhaar Amendment: F.No.13012/171/2018/Legal/UIDAI/114
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Employee Trade Tracking
Automation of continual disclosures of PIT regulations
SEBI circular dated 9th September, 2020 for automation of continual disclosures of PIT regulations - System driven disclosures. The system driven disclosures for member(s) of promoter group and designates employee(s) in addition to promoter(s) and director(s) of the company under
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PIT guidelines
Amendments to Prevention of Insider Trading guidelines dated 17th July, 2020 for structured digital database require directors or heads of organization to maintain UPSI digital database such that this function is not outsourced & maintained internally. Also, the structured digital
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/ Employee Trade Tracker, PIT
ICSI guidance note on PIT regulations
ICSI guidance note on PIT regulations for UPSI digital database implementation by listed entities, intermediaries and broking houses
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Prohibition of Insider Trading (PIT) regulations by SEBI
Prohibition of Insider Trading (PIT) (Third Amendment) Regulations, 2019 dated 17 Sep 2019. The PIT guidelines require listed entities, intermediaries and brokers to have an internal code of ethics policy detailing trading restrictions basis employee classification
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Research Analyst Compliance
Research analyst compliance regulations by SEBI
Research analyst regulations issued by SEBI dated 01 Sep 2014. The RAC guidelines require research entities to ensure RA trades are in compliance with trading restrictions for publishing reasearch reports
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Anti Money Laundering
Guidelines on AML standards- SEBI Master circular
The Directives as outlined in this circular provide guidance on the practical implications of the PMLA,2002.These Directives are intended for use primarily by intermediaries registered under Section 12 of the SEBI Act 1992 also,they shall be able to satisfy themselves
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Master circular on KYC/AML/CFT of Banks and FI
In this circular, the Know Your Customer’ (KYC) guidelines have been revisited in the context of the recommendations made by the Financial Action Task Force (FATF) on Anti Money Laundering (AML) standards and on Combating Financing of Terrorism (CFT)
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Guidelines on Anti-Money Laundering (AML)
Guidelines issued by IRDA for the Insurance industry inline with the Prevention of Money Laundering Act (2005)
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Events
Nasscom
TrackWizz CKYC at NASSCOM Product Showcase We are glad to inform you that TrackWizz CKYC was selected for NASSCOM product showcase in NASSCOM Product Conclave 2019 (NPC 2019). About NASSCOM: NASSCOM, a not-for-profit industry association, is the apex body for
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/ Events
South Africa
TrackWizz lands in South Africa It is a privilege for me to inform you that we now have a new a TrackWizz solution deployment in South Africa. The Project was carried out jointly with FTI Consulting as a partner for
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/ Events
Artificial intelligence
TrackWizz on cloud with Artificial Intelligence for Aadhaar image masking. We are glad to inform you that we have achieved a milestone by roll out our first offering on cloud with Artificial intelligence. The makes available restful API which will
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/ Events
Sagar Tanna, TSS Consultancy at Fintelekt AML 9th Annual Summit India 2019
At the Fintelekt AML 9th Annual Summit India 2019, Mr. Sagar Tanna speaks about Risk Rating and Periodical Reviews. He speaks about the importance of the customers' KYC being upto date. The scope of the session is a) Initial Risk
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/ Events
B2B Infomedia: Technical Presentation by Pinki Makwana Senior Manager, Trackwizz at 8th MiNE India
At the 8th MiNE India 2019 B2B exhibition and conference held at Chennai, Miss Pinky Makwana speaks about CKYC, the obligations of NBFC & MFI under CKYC and role of TrackWizz in CKYC compliance
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/ Events
B2B Infomedia: 7th MiNE India: Technical Presentation by Sagar Tanna, Co- Founder, Trackwizz
At the 7th MiNE India 2019 B2B exhibition and conference held at New Delhi, Mr. Sagar Tanna speaks about: 1) Working of CKYC and its benefits to micro finance & NBFC institutions 2) Introduction to Information Utility (IU) and what
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/ Events
Sagar Tanna, TSS Consultancy at Fintelekt Anti-Money Laundering 8th Annual Summit India 2018
At the Fintelekt AML 8th Annual Summit India 2018, Mr. Sagar Tanna speaks about transition from Aadhar based e-KYC customer onboarding to use of CKYC for Re-KYC of customers. He speaks of the need to migrate from Aadhar based customer
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/ Events
Seminar on PMLA with FIU IND
During the PMLA seminar held at BSE, Mr Sagar Tanna speaks on two things: 1) Registering with FIU & 2) Key implementation learnings/experiences for AML in the last 7-8 years
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/ Events
Compliance under PMLA by Shri Sagar Tanna (TSS Consultancy Pvt Ltd.)
As a part of knowledge series by Brokers forum, Mr Sagar Tanna speaks about PMLA - Anti Money Laundering in addition to: 1) Obligations of stock brokers 2) Key items of implemention of good AML program 3) Objectives and specific
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/ Events
Seminar on The Prevention of Money Laundering Act, 2002 (PMLA)
A PMLA seminar at BSE where Mr Sagar Tanna speaks on the following: 1) Key problems in AML implementation 2) Types of alerts 3) Alert analysis and closure 4) Sample case studies
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/ Events
Research and publications